The Intermediate of Commerce (ICOM) program offers students a solid foundation in the diverse aspects of business and commerce. It aims to equip students with the necessary knowledge and skills to navigate the dynamic business landscape. The program provides an initial understanding of financial management within business organizations, including the calculation and utilization of financial ratios. Students will also gain insight into investment decision-making processes and capital raising strategies employed by companies. The program further explores the role of financial institutions, with a particular focus on the functioning of security markets. Designed to meet the demands of a rapidly evolving world, all courses in the Intermediate of Commerce (ICOM) program prioritize innovation, market relevance, flexibility, and a global perspective. Through this program, students will develop the essential competencies to excel in the ever-changing realm of commerce and make informed decisions that drive business success.